Where Finance Creates Freedom
At Spark Mortgages, we are an out-of-the-box thinking team committed to helping our clients obtain real estate financing tailored to their personal needs & goals. We do right by those around us and those we can serve.
We are always looking for ways to stay ahead of the curve in terms of technology and customer service.

Founders

Michael is an experienced Mortgage Broker with a demonstrated history of working in the financial services industry. He is skilled in Entrepreneurship, Business Management, Team Leadership, and Mortgage Lending. He is a strong finance professional with a Bachelor of Commerce (B.Com.) focused in Accounting and Finance from the University of Toronto.

Nick Regina is an award-winning and influential Canadian nightlife entrepreneur. In all of his projects, a common thread is a powerful sense of enterprise and the know-how of growing large and small companies. Regina is well known for pushing the boundaries on a diverse range of successful hospitality upstarts, timelines, and developments, offering a wealth of industry knowledge to any project.
The Experts

Michelle Buonfiglio
Senior Mortgage Consultant
Mortgage Agent Level 1
Michelle started her career over 25 years ago in a major financial institution with varying roles, including management and financial advising. Michelle’s expertise is the driving factor as to why files are able to cross the finish line.

Joe Magrone
Senior Mortgage Consultant
Mortgage Agent Level 1
Joe started his career over 25 years ago in a major financial institution with varying roles including management and financial advising. Joe is vital to the relationship building of Spark Mortgages, and is the main point of contact for all clients.

Wenbin Mai (Teddy)
Senior Underwriter
Mortgage Agent Level 2
Wenbin started his career in a major financial institution, then continued his career by transferring his skills over to the broker channel.